Clear Oak Mortgage

Redefining Homeownership: Real Estate Mortgages Tailored to Your Ambitions

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

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You know the home you want. We make it happen for your need.

Clear Oak Mortgage is a California-based mortgage lender committed to providing transparent, reliable, and client-centered home financing solutions. As the affiliated mortgage partner of Ashby & Graff Real Estate—one of the nation’s most inclusive and integrity-driven real estate brokerages—Clear Oak Mortgage shares a foundational commitment to ethical service, innovation, and accessibility in homeownership.

Your Success

With a focus on clarity, stability, and long-term success, Clear Oak Mortgage helps clients confidently navigate the loan process—whether they are first-time buyers, experienced homeowners, or investors. Our team of dedicated mortgage professionals works closely with borrowers to identify the best financing options tailored to their unique needs, goals, and financial picture.

Principles

Clear Oak was founded on the principle that the mortgage experience should be as seamless, educational, and empowering as the home buying process itself. We leverage the strength and network of Ashby & Graff to provide integrated support from pre-approval through closing—ensuring that clients are never left in the dark and always feel supported.

Highest Standards

As a licensed California mortgage lender Clear Oak Mortgage upholds the highest standards of compliance and transparency. We are proud to be an Equal Housing Opportunity lender and an advocate for fair and inclusive lending practices across all communities.

Welcome

From roots of integrity grows the strength to own—welcome to Clear Oak Mortgage. Where we are committed to you and earning your business each and every day.

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Clear Oak